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"One Of a Kind"
"Mike & I would like to extend our thanks to you for all of your efforts in our recent home purchase. Fortunately we found a professional agent to act on our behalf. Your knowledge of the market and experience in the loan and closing process were both helpful and comforting. Since I manage a business myself, I appreciate professionalism when I find it in others.
I'm sure that some of the questions we asked may have seemed foolish to you, but this was a major step for us. We appreciated your patience. Thanks for all of your advise, time, and hand-holding.
We are just beginning to settle in our home and are looking to many enjoyable years here". Sincerely,
"Leota Walker & Mike Moses"
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Financing Your Home >They Said Yes
Applying for a mortgage loan brings out the paranoia in everyone, even those who are most compulsive and consistent about paying their bills on time. Remember that the lender wants your business and will do everything possible to help finalize your home purchase.
There will be nothing to worry about if you have paid your bills more or less on time. If you have a record of late payments but no serious credit problems, you may have to provide the lender with a written explanation of why certain payments were late. The loan approval may depend on whether or not the excuses are reasonable. Your lender can probably help you work things out if your problems are not serious. If your credit problems are serious, it will help to sit down with a lender even before you begin house hunting.
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| Q |
What is an encumbrance against a property, which may be voluntary or involuntary?
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| A |
There are many different kinds of liens: a tax lien, a judgment lien, a mortgage lien, and a mechanic's lien. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERTS™ 
